Our Products & Services

banking with us

Savings Account

  • Minimum Savings of KSH 1000 per month or more depending on one’s target.
  • Loans given 3x of Savings.
  • Attracts good interest rates.

Fixed Deposit Account

  • Minimum Savings of KSH 1000 per month or more depending on one’s target.
  • Can be fixed for 3 months, 6 months or 9 months
  • Earns fixed interest of 7% per annum if fixed for 12 months

School Fees Account

  • Minimum Savings of KSH 1000 per month but one can contribute as much as they wish.
  • Can be withdrawn 4 times a year.

Junior Account

  • Beneficial to Those with Children and want to plan their future.
  • Account operated by parent/guardian until legal age is attained.
  • Minimum Savings of KSH 1000 per month but one can save more.
  • Can be withdrawn by guardian with a notice of 6o days.

Shares Account

  • Minimum Deposit of KSH 5000 is Share Capital.
  • Deposits beyond KSH 5000 is specialinvestment and can be used to guarantee a loan.

MEMBER LOANS

Our loan products are designed and crafted to fit our customers’ unique growth and development needs.

normal Loan

  • Given 3x of member savings
  • Interest charged is 10% P.A and can be repaid up to 36 months.
  • Security include select plot certificates, title deed or guarantor who is a member of the sacco and has enough savings and a good credit history.

school fees loan

  • Flexible repayment period.
  • Can be given within savings or 3x of savings with the presence of a guarantor or collateral.
  • Immediate processing.
  • Negotiable repayment period.

emergency Loan

  • To facilitate emergencies like hospitalization, funeral expenses or disasters like fire.
  • We give 90% of the savings.

group Loan

  • Given 3x of savings.
  • Loan secured by asset or given within member’s savings.
  • Repayment period up to 36 months.

Self Loan

  • Given 90% of the savings at 10% interest per year.
  • Given to create a good loan portfolio for a member.
  • Given 3x of savings.
  • Loan secured by asset or given within member’s savings.
  • Repayment period up to 36 months.

Development Loan

  • To facilitate purchase of lands plots.
  • To purchase or build a house or finance a new business.
  • Loan is fully secured by the asset or guarantor.
  • We give 3x of the savings.
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church loan

  • Designed for churches who wish to secure property. private buses or instruments
  • Given 3x of savings.
  • Loan Fully secured by asset.
  • Interest rate of 10% P.A with a repayment period of up to 36 months.

mkombozi Loan

  • Loan given to facilitate short term emergencies.
  • Immediate processing.
  • We give 90% of the savings to be repaid in a month at 1% fee.

HOW TO GET A LOAN.

  • Register to become a sacco member, save regularly and consistently for a period of 90 days (3 months).
  • After 3 months you can apply for a loan 3x your savings.

Paybill services

How to SAVE or PAY Loan using M-Pesa Paybill.

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